Certificates of Deposit News

Stay up to date on the latest rates and trends for certificates of deposit (CD).

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Top CD Rates Today, April 9, 2024 - 12 Options Pay 5.40% or Better
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Top CDs Today, April 8, 2024 - Best 4-Year Rate Dips, but 5.65% Leader Holds
Bar graph showing the top nationally available rate in every CD term - Current as of April 5, 2024
Top CD Rates Today, April 5, 2024 - Lock in 5% or Better for 3 Months to 3 Years
Bar graph showing the top nationally available APY per CD term, which range from 4.70% to 5.65% APY - Rates current as of April 4, 2024
Top CDs Today, April 4, 2024 - Leading 18-Month Rate Falls
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CD Rates Are Still Flying High. Here's What You Can Earn with $10,000.
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Top CD Rates Today, April 3, 2024 - New National Leader Pays 5.65%
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Which Big Banks Pay the Most on Savings & CDs?
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Top CD Rates Today, April 2, 2024: 15 Offers Pay 5.40% or Better
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Top CDs Today, April 1, 2024: Jumbo Rates Tumble
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Top CD Rates Today, March 29, 2024: Leading 5-Year CD Rises, Other Terms Hold
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Top CD Rates Today, March 28, 2024: 5 Options Offer 5.50%+
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Top CDs Today, March 27, 2024: Top Rates Range From 4.60% to 5.55%
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Top CDs Today, March 26, 2024: Leading 5.55% Rate Still Available
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Top CDs Today, March 25, 2024: Top CD Rates Unchanged Since Last Friday
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Top CDs Today, March 22, 2024: Leading Rate Still 5.55% for Standard CDs
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Top CDs Today, March 21, 2024: Leading 4-Year Rate Rises, but Best 5-Year Falls
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Top CDs Today, March 20, 2024: Rates Steady as Fed Announces Another Hold
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What Will CD Rates Do in 2024? Here's What the Fed Told Us Today
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Top CDs Today, March 19, 2024: Leading Rates Range From 4.60% to 5.55%
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Top CDs Today, March 18, 2024: Nation-Leading Rate Drops to 5.55%
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Why CDs Are So Smart for Your Savings Right Now
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Top CDs Today, March 15, 2024: Leading 5-Year Rate Rises
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Top CDs March 14, 2024: Leading 2-Year Rate Falls
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What’s the Best CD Term Right Now?
Line graph showing the top 1-year CD rate from before the Fed's first rate hike to the present
Top CD Rates March 13, 2024: Leading 1-Year Return Falls to 5.43%
Graphic showing the leading nationally available rates as of March 13, 2024, for high-yield savings, money market, and CD accounts ranging from 3 months to 18 months, with rates up to 5.35% to 5.75%.
Waiting for Affordable Mortgage Rates? Earn 5% on Your Cash in the Meantime
Bar graph showing the top nationwide CD rate in each term, ranging from 4.60% to 5.75% APY - Rates current as of March 12, 2024.
Top CDs Today: Lock in a Rate of 5.27% or Better for Up to 2 Years
Line graph showing how the Fed's 2022-2023 rate-hike campaign pushed the top CD rates to record highs in late 2023, and also showing they remain just slightly lower than the peak today.
Will CD Rates Fall in March? A Preview of What's Likely from the Fed Next Week
Bar graph showing the top nationally available rates for regular vs. jumbo CDs in each term - Rates current as of March 11, 2024
Top CDs March 11, 2024: Regular CDs Lead Almost Every Term After Drop in Jumbo Rates
Bar graph showing the top bank or credit union CD rate vs. the top brokered CD rate, across various terms. Rates current as of March 8, 2024.
Can You Earn a Higher Rate With Brokered CDs?
Bar graph showing the top nationally available rate in each CD term, ranging from 4.60% to 5.75% APY - Rates current as of March 7, 2024
Top CD Rates Today: Earn Up to 5.75% for 6 Months—Or Stretch to a Year at 5.50%
Bar graph showing the Top 10 nationwide CD rates, which range from 5.50% to 5.75% on terms of 6 to 13 months. Rates current as of March 6, 2024.
Top CD Rates Today: 10 Options Remain To Earn 5.50% or Better
Bar graph showing the top nationwide rate in each major CD term, which range from 4.60% to 5.75% - Current as of March 5, 2024
Top CDs Today: Best 3-Month Rate Falls, but Other Term Leaders Hold
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Will Inflation Keep CD Rates High in 2024?
Bar graph showing the top nationwide rate in each major CD term, which range from 4.60% to 5.75% - Current as of March 4, 2024
Top CDs March 4, 2024: The Leading Rates Across Terms Range from 4.60% to 5.75%
Ranges of the Top 15 nationally available rates per CD term, as of March 1, 2024
Top CDs Today: Leading 18-Month Rate Inches Lower
Bar graph showing the leading nationwide rate in each CD term, and highlighting the three terms whose top rate fell - Current as of Feb. 29, 2024
Top CDs Today: Leading Rates Fall in 3 Terms—But 5.75% Leader Remains
Bar graph showing the leading nationwide rate in each CD term, ranging from 4.61% to 5.75% APY - Rates current as of Feb. 28, 2024
Top CD Rates Today: Earn as Much as 5.75% for 6 Months, or 5.56% for 12 Months
Bar graph showing the top nationally available CD rates for terms that mature in 2025, 2026, or 2027. Rates current as of Feb. 28, 2024,
These 16 CDs Let You Lock in a 5% Rate—or Better—Until 2025, 2026, or Even 2027
Bar graph showing the leading nationwide rate in each CD term, ranging from 4.61% to 5.75% APY - Rates current as of Feb. 27, 2024
Top CDs Today: Though Rates Are Slipping, Leaders Still Pay up to 5.75%
Bar graph showing the leading nationwide rate in each CD term, ranging from 4.61% to 5.75% APY - Rates current as of Feb. 26, 2024
Top CDs Today: Guarantee Yourself a Rate of 5.25% or Better for up to 2 Years
Leading nationwide rate in each CD term, which range from 4.61% to 5.75% APY - Rates current as of Feb. 23, 2024
Top CD Rates Today: Dozens of Offers Pay 5% or Better—for as Long as 3 Years
Bar graph showing the boost in earnings you would gain by locking in a CD paying 4% or 5%, instead of a 3% CD. Assumes a $10,000 CD investment.
Have a CD Maturing Soon? How Letting It Roll Over Could Really Cost You
Leading nationwide rate in each CD term, which range from 4.61% to 5.75% APY - Rates current as of Feb. 22, 2024
Top CD Rates Feb. 22, 2024: Earn Up to 5.75% for 6 Months, or 5.56% for a Year
Leading nationwide rate in each CD term, which range from 4.61% to 5.75% APY - Rates current as of Feb. 21, 2024
Top CD Rates Today: 20 Options Pay 5.50% to 5.75%
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Short-Term CDs Are Still Paying Record Rates. Will They Go Even Higher?
Leading nationwide rate in each CD term, which range from 4.61% to 5.75% APY - Rates current as of Feb. 20, 2024
Top CDs Today: Leading 1-Year Rate Falls, Top Overall Offer Holds at 5.75%
Bar graph showing the top 6 nationwide CDs, which pay 5.55% to 5.75% APY - Rates current as of Feb. 16, 2024.
Top CD Rates Today: 6 Best Offers Pay 5.55% to 5.75% for Up to 13 Months
Bar chart showing the top nationally available rate in each CD term, ranging from 4.60% to 5.75%, current as of Feb. 15, 2024.
Top CDs Today: National Leader Guarantees 5.75% Rate for 6 Months
Bar chart showing the top nationally available rate in each CD term, ranging from 4.60% to 5.75%, current as of Feb. 14, 2024.
Top CDs Today: Earn 5.75% for 6 Months—Or a 5% Rate for as Long as 3 Years
Bar chart showing the Top 10 nationwide CDs, which pay 5.51% to 5.75% APY - Current as of Feb. 13, 2024.
Top CDs Today: New 1-Year Rate Leader Is Paying 5.65%
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Earn up to 6.17% With 16 Regional CDs That Out-Pay the National Leaders
Bar chart showing the highest nationally available rate for CD terms of 3 months to 5 years, with APYs ranging from 4.60% to 5.75%. Rates current as of Feb. 12, 2024.
Top CD Rates Today: Earn 5% or More for Up to 3 Years
Bar chart showing the highest nationally available rate for CD terms of 3 months to 5 years, with APYs ranging from 4.60% to 5.75%. Rates current as of Feb. 9, 2024.
Top CDs Today: Leading Rate Drops in 3 Terms, but 5.75% Overall Leader Remains
A chart shows the highest CD APY rate for CDs for terms ranging from three months to five years. The highest rate is 5.75% for a six month term. The lowest is 4.82% for a four year term.
Top CD Rates Feb. 8, 2024: 5.75% Remains Overall Leader, 5.56% Best From a Bank
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 7, 2024.
CD Rates Today: 5.75% Is Still Best Overall, New Top 6-Month Bank Rate Is 5.51%
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 6, 2024.
Top CDs Feb. 6, 2024: Leading Rate Remains 5.75%, New Best 1-Year Bank CD Rate Is 5.55%
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 5, 2024.
Top CDs Today: Leading 1-Year Rate Dips, but Best Overall Holds at 5.75%
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 2, 2024.
Top CD Rates Feb. 2, 2024: Leader Hanging in at 5.75%
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 1, 2024.
Top CDs Feb. 1, 2024: Leading Rate Falls in 18-Month and 3-Year Terms